Home buyers can expect to receive assistance with the following elements of the home buying process:
- Discuss the home buyer’s real estate wants and needs.
- Help the buyer understand the home buying process.
- Be available to respond to questions and/or inquiries.
- Stay up-to-date on new listings for homes that meet the buyer’s criteria, as they become available through the CVA Realty and Citi South’s exclusive home/property listings database.
- Provide the home buyer with a list of homes to preview and drive by at his or her convenience if desired.
- Arrange appointments and personally accompany the buyer to view homes.
- Gather additional information on homes of interest.
- Negotiate the purchase agreement.
- Offer guidance and assistance in obtaining financing.
- Oversee the closing process, working with the closing company to ensure a smooth transition.
- Keep the home buyer informed through the entire process.
So call +639165561409 or email philivingestate@gmail.com today and put an experienced our real estate professional to work for you.
Home Buyer's Basics: Are you Ready to Buy Your First Home?
Article source: http://www.realtor.com
Knowledge and experience are the keys to successful real estate transactions. REALTOR.com® contains an enormous amount of valuable information, and such data -- combined with the expertise, experience and training of local REALTORS® -- can be the essential keys to your success.
One of the keys to making the home-buying process easier and more understandable is planning. In doing so, you'll be able to anticipate requests from lenders, lawyers and a host of other professionals. Furthermore, planning will help you discover valuable shortcuts in the home-buying process.
Do You Know What You Want?
Whether you are a first-time home buyer or entering the marketplace as a repeat buyer, you need to ask why you want to buy. Are you planning to move to a new community due to a lifestyle change or is buying an option and not a requirement? What would you like in terms of real estate that you do not now have? Do you have a purchasing timeframe?
Whatever your answers, the more you know about the real estate marketplace, the more likely you are to effectively define your goals. As an interesting exercise, it can be worthwhile to look at the questions above and to then discuss them in detail when meeting with local REALTORS®.
Do You Have The Money?
Homes and financing are closely intertwined. (Financing is the difference between the purchase price and the down payment, commonly referred to as debt or the mortgage.) The good news is that over the years new and innovative loan programs have evolved which require a 5 percent down payment or less. In fact, a number of programs now allow purchasers to buy real estate with nothing down.
In addition to a down payment, purchasers also need cash for closing costs (the final costs associated with closing the loan). Several newly emerging loan programs not only allow the purchase of a home with no money down, but also underwrite closing costs.
means higher monthly mortgage payments, so most home buyers choose to buy with some cash up front.
As to closing costs, in markets where buyers have leverage, it may be possible to negotiate an offer for a home that requires the owner to pay some or all of your settlement expenses. Speak with local REALTORS® for details.
Is Your Financial House in Order?
Those great loans with little or nothing down are not available to everyone: You need good credit. For at least one year prior to purchasing a home, you should assure that every credit card bill, rent check, car payment and other debt is paid in full and on time.
For more information or queries, please email us at philivingestate@gmail.com.
